Housing Reform: Restoring Fair Access, Productive Ownership, and Improving Affordability

Started by linate

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#1 •••


### **Housing Reform: Restoring Fair Access, Productive Ownership, and Improving Affordability**


To ensure housing serves people rather than speculation, ownership rules should prioritize residents and working families over corporations and absentee investors.


**1. Limit non-resident and corporate ownership.**

Primary homeownership should be reserved for individuals and families. Corporations and foreign entities would no longer be permitted to purchase or hold residential property directly. This ensures that housing functions as shelter and community investment—not as a financial asset detached from local realities.


**2. Discourage excessive property accumulation.**

To prevent the concentration of housing in the hands of a few, a **progressive property-profit tax** would apply to additional properties owned by individuals:


* 10% on net profits from a second home

* 20% on a third

* Increasing by 10% for each additional property, up to 90% on the tenth and beyond.


This structure allows moderate ownership but disincentivizes speculative hoarding that limits supply and drives up prices for others.


**3. Apply similar principles to multi-building landlords.**

For apartment developers and landlords, the same progressive schedule would apply—not by the number of apartments, but by the number of separate buildings owned. This encourages **efficient design and higher-density living**, rewarding those who provide housing well rather than simply expanding their holdings.


**4. Broader outcomes.**

These measures would:


* Increase availability of single-family homes for first-time buyers

* Lower speculative demand, thereby reducing housing inflation

* Encourage responsible and efficient rental development

* Realign the housing market with its social purpose: *to provide stable, affordable shelter and shared prosperity.*


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#2 •••
@linate
  1. Don't build under the governance of an area that requires 5 pages of Google AI to work around.

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#3 •••

Or reduce the population.


We keep blundering on overburdening not only society but also the Planet, with too many people.


And then we have to blunder on some more so that we an accommodate them.


Clever stupid gene.

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#4 •••
@SergeantLynch

Deportation also reduces the population.

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#5 •••
@SergeantLynch
Clever stupid gene.

Ah yes, the fabled clever-stupid gene. First allegedly isolated in an infamous pub argument and still awaiting confirmation from anyone sober. Douglas Murray would prolly raise an eyebrow and dryly note that if stupidity was indeed hereditary, Westminster would’ve been a DNA quarantine zone generations ago.

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#6 •••
@SergeantLynch
Or reduce the population.


Planet population can only be reduced by killing people or reducing birth rates or by increasing suicides. Which one of these do you argue for?

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#7 •••
@Shoresy

Space rockets and rockets with nuclear warheads.


Peace and war.


Us and them.


Clever stupid.

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#8 •••
@SatanLucy

Well, by limiting medical and surgical provision in varying sectors of society.


And limiting Birth rates.


Though for sure, stupid will always out in such instances.


So just keep maintaining the useless and breeding unnecessarily until such times when human population becomes unsustainable.


Or an extinction event occurs


Or when A.I. decides that it's time to press the button.

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#9 •••
@SergeantLynch

You’ll notice that when people use the phrase “clever-stupid,” they are almost never talking about themselves. It’s a rhetorical condom. A way to handle intelligence without ever risking contact with it. It implies that there’s a kind of brilliance so refined, so rarefied, that it loops back around into paradoxical foolishness. Which is, of course, a marvelous way to excuse one’s own dullness.


It’s the small man’s revenge on thought itself. If a scientist tells you something complicated, like the basis of evolution and conflict in a world of defined entropy, or a philosopher asks an uncomfortable question describing that conflict, you needn’t bother engaging with the argument. You can simply declare him “clever-stupid,” and magically poof! you’re the wise one again. The irony, if you’ll pardon the word, is that real stupidity is precisely the refusal to think beyond one’s own comfort and control zone. The “clever-stupid” trope is projection: a plea for the world to remain simple enough that one’s ignorance still feels like insight, as if comfort is the same as wisdom. So yes, in that light, there is cleverness without wisdom, but there is also increasingly ignorance with arrogance, and that, I suspect, is the true epidemic.


It takes a special kind of delusion to imagine that war and stupidity are aberrations in a universe forever ruled by entropy. The cosmos itself is a theater of collapse and renewal, stars tearing themselves apart so that we might one day argue about peace. To demand a world without conflict is to demand one without motion, without thought, without life. The very code of our being, our DNA, is written on the field of struggle; it is how intelligence sharpens itself. To pretend otherwise isn’t moral, it’s intellectual cowardice dressed as virtue. A refusal to see that change, however bloody, is also a part of that cosmic struggle, and stupidity will have to play its part on the world's stage, fretting to and fro, full of sound and fury, so that wisdom can earn a part too.

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#10 •••
@Shoresy

Yes, your last sentence aptly describes what I might refer to as clever stupid.


Yin and yang is a principle that I appreciate and for my part clever stupid is synonymous with it.


It's the inevitable process that forwards material evolution to a conclusion, and thinking man in it's briefest of universal moments is no more or less different or separate to the process.


Attempting to be philosophically aware is simply a mental exercise somewhat separate to the day to day mental grind of existence, and no doubt is fraught with erroneous conclusions, but maybe also accurate ones.


So if clever stupid offends ones philosophical sensibilities then refer to it as what you will, negative positive maybe, though Yin and Yang perhaps gives it that much loved, oriental credibility.


But nonetheless at times human behaviour is such that clever stupid does seem appropriate... So keep breeding, keep improving medical and surgical technique and keep proliferating the problem of where to keep everyone snug at an affordable price...So why do we do all this...I've no idea.


And myself as no more or less a temporary fragment of the inevitable process, is no more or less subject to it.

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#11 •••
@SergeantLynch
..So why do we do all this...I've no idea.


Then stop pretending like you know what the global population number should be. You can't even get rid of your local migrants.

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#12 •••
@Shoresy

Global population is what it is.


Though I do not pretend, when I suggest that it might be better if it wasn't.


That's simply a moot point in a discussion forum.


And aided by the USA and Canada et al, we create crises abroad, both in security and social expectation.


There's nothing here for most migrants, though criminals sell them a dream and a dodgy boat, et voila.


Perhaps I'll vote for Nigel next time.

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