Part 3: "Your day off"
"Maybe in the morning, you walk your kids to school, run errands, or go to a doctor’s appointment. In the afternoon, you might play a sport, practice a new skill, read, plan a trip. In the evening, you could meet up with friends or family and eat together, maybe go to the movies or down to the park." - DSA https://program.dsausa.org/
School, errands, doctor's appointment, play, practice skills, read, vacation, eat, movies... All these activities have a cost/debt. See Part 2. Well, "your day off" implies you have a job. With all those activities, it must be a paying job. Does your paying job pay enough to spend [debt] for those activities on a "day off?" Maybe it does, and you even have money left over. Only left over because the rest paid for cost/debts. I keep repeating that, don't I? Get it, yet; the lie of part 2? You have debt.
You have debt under socialism and capitalism. It is a maxim of life in society. You will have debt to somebody, primarily, as for most people, the cost of your housing, whether rent or a mortgage. Oh, socialism means the government pays for it? Where do they get their money? We've been there, already. You bought the materials and the tooling so the government can produce promissory notes we all accept as money [to pay debts].
Even investment, considering you may be fortunate to afford that activity, is a debt. No, a "day off" is not a free day, after all, is it? I'll now add how this section of the DSA website really begins: "OK, enough about bills." Oops, we were really just getting started, weren't we?