"You have no debt. You don’t need health insurance. You don’t pay a mortgage or have a landlord, because comfortable housing is a human right. Your retirement is publicly funded. Food, education, energy, medicine, and transportation aren’t for-profit businesses; they are common goods and utilities." - DSA https://program.dsausa.org/
Not "...for-profit industries?" Socialists must think that anything produced by humans can be perfect out of the chute, needing no maintenance, nor replacement of parts, nor replacement of the entire facility, whatever that might be in "...retirement, food, education, energy, medicine, and transportation." Anything produced by humans will ultimately fail; nothing has ultimate endurance. Replacement is a necessary ingredient in society, and there is a cost to that replacement, let alone the cost to produce the first generation of anything in the DSA's list of essentials of our society. Anyone producing a car is aware that the car you buy - therefore, a "debt," even when you pay cash - will need periodic maintenance through the duration of your use of that car. And then, it will need replacement. More personal debt.
That's just an example of the last on the list of DSA's housing, food, education, energy, medicine, and transportation - an incomplete list, by the way. There are many other essential consumables we purchase at a cost/debt. Note that socialists have conveniently left off the list one essential: taxes. What does government self-produce as a commodity we require to sustain our lives? Not a bloody thing! And a "commodity" they do have produced [again, they do not manufacture it; they hire private contractors] is our infrastructure. How do they hire? By our taxes. How, by the way, do they buy the materials, and the tools, to coin and print our money? Taxes.
No debt? What a load of what comes out of the back-end of a bull [which, in our modern society, has value, itself, so don't knock it as a mere expletive]. That's public debt, but the money comes out of our pockets, because all government can do is print money, which has no intrinsic value of trade but by the claim of the United States, and every other country on Earth, for their currency, that it all has value. Currency is a promissory note by the governments of Earth that their produced currency has an accepted rate of value for the exchange of it for goods and services. Otherwise, the collected value of countries and their currencies across the globe collapses.
To claim that socialism absolves us of debt is just the second lie they are claiming as your given right to avoid. No, it's just another distribution of that bull-rendering from the back-end. Good thing, I guess, they have it in abundance, because socialists give it out as if it was never-ending. No, when we personally realize the socialist lie, that our debts will never reach our door; guess who suffers first, and dies. The bull out in the field. And, then, no more bull**it. They don't grow on trees, Nor does money.
Now notice, herein, I've said nothing about alleged "human right." I'm saving that one for later, even though it is virtually the first of our losses in socialism.