Here's the AI explanation since you like AI:
Healthcare costs didn’t explode because doctors woke up greedy or because “capitalism failed.” They exploded because we removed market price discipline and replaced it with government subsidies and guaranteed third-party payment.
Look at the boring data. In 1980, total U.S. healthcare spending averaged about $930 per person. By 1990, it was roughly $2,400 per person — more than 2.5× higher in just one decade, long before Obamacare even existed.
What changed wasn’t human nature. It was incentives. In 1986, Congress mandated emergency care, expanded third-party payment, and subsidized losses. Once patients weren’t paying directly and providers were guaranteed reimbursement, prices stopped being constrained by what people could afford.
Hospitals charged more because insurers covered the rising prices. Insurers paid more because subsidies and employer plans absorbed the cost. Governments expanded subsidies because prices rose. That endless loop was already fully visible in the 1980s.
Obamacare didn’t start the fire — it poured concrete around it. When demand is guaranteed, and payment is detached from the consumer, rising costs aren’t a failure of the system. They’re the predictable outcome.
Inflation, deficit spending, and taxes are just how the bill eventually gets paid.
